I have the worst luck with credit cards. Almost every time I travel outside of the country, I end up with fraudulent charges on my account. The newest one was from a Turkish airline based in London, who charged almost $25,000 on my credit card this week, even though I have the card with me- I’m looking at it right now. They must have skimmed the number at some point- possibly when I was in London last fall, since I haven’t used that card on this trip. Well, now I don’t have a back-up card anymore. Eeek. Someone in Vanautu used my card the year before last, to charge up $7,000 worth of blueprints and drafting supplies. I’d never even heard of Vanuatu before (though of course Kristi has been there!). The year before that, it was a charge for Google Adwords. And people wonder why I don’t have automatic payments set up on my credit cards!